Person using Clariti app to choose the best credit card at checkout
Now in beta

Money should
just work.

Clariti predicts your cash flow, picks the best credit card for every purchase, and helps you pay off debt faster. Not a spreadsheet. A coach.

Free during early access. No credit card required.

2,400+
on the waitlist
10,000+
supported banks
US & Canada
at launch

What is Clariti?

Clariti is an AI personal finance app that picks the right credit card for every purchase, predicts your cash flow for the next 30 days, and builds a smart debt payoff strategy — automatically. Add your cards in 60 seconds, no card numbers needed. Link your bank later for deeper insights. Works with 10,000+ banks in the US and Canada. Free during early access.

See it in action

Your dashboard, working for you.

Hover or tap each feature to see how Clariti helps at the moment it matters.

Clariti Dashboard
AI Active
Cash Flow Prediction
+$2,450
Next 30 days • Based on your spending patterns
Best Card for Today
3x Points
Chase Sapphire • Dining out
Smart Debt Payoff
Save $3,100
Pay Chase loan first • 21.99% APR
Clariti App - Cash Flow PredictionClariti App - Smart Card RecommendationsClariti App - Smart Debt Payoff
How it works

Three features. One coach.

Smart Cards
The right card, every purchase.
Clariti checks your cards, the merchant, and current reward cycles. One glance at checkout. No guesswork, no missed points.
5x
points at top merchants
<1s
to pick the right card
Cash Flow
Know what's coming before it hits.
Clariti scans your recurring income and expenses, then predicts your balance for every day of the next 30. No surprises.
30
days predicted
90%+
accuracy after 60 days
Debt Payoff
Math, not guilt.
Clariti figures out which debt to hit first, when to pay, and how much you save in interest. Debt is a puzzle — the AI solves it.
$3,100
avg. interest saved
3+
strategies compared
Built on trust
Bank-level encryption
256-bit AES encryption in transit and at rest. Your data is guarded by the same standards used by major banks.
Read-only access
Clariti connects through secure APIs with read-only permissions. We can see your transactions but never move your money.
No credential storage
We never store your banking username or password. Connections go through Plaid’s secure infrastructure.
FAQ

Questions & answers.

Common questions about Clariti. Can't find yours? Reach out anytime.

Add your cards in 60 seconds and Clariti starts learning. Link your bank later for deeper insights. It picks up your recurring bills, spending patterns, and income timing. Predictions get sharper every week — most users see 90%+ accuracy within 60 days.

Bank-level encryption, read-only access, and we never store your credentials. Your data is encrypted in transit and at rest. We connect through secure APIs — we can see your data but never move your money.

Over 10,000 banks in the US and Canada — Chase, Bank of America, Wells Fargo, Citi, Capital One, and thousands of credit unions. We add more every month.

Clariti is free during early access — all core features included. A paid tier with advanced capabilities is planned, but pricing hasn't been set yet. No credit card required to get started.

Under 60 seconds to add your cards. Under 5 minutes to link your bank. Your first AI insights appear within 24 hours.

Email us anytime at hello@claritifinance.com — we typically respond within 24-48 hours. We're also launching a Discord community for real-time conversation with the team and other beta users — early access members will get an invite when it opens. We read everything.